Frequently Asked Questions

We resolve all the concerns you have

Frequently Asked Questions

We resolve all the concerns you have

Rent

Are you interested in renting?

Sales

Do you want to buy? Do you want to sell?

Projects

Do you want to transform your space?

Appraisals

Do you want to assess/evaluate your property?

About Renting

We need your basic information, such as: Owner’s name, phone number, email, property address, space features, and square footage. If the property is for residential purposes, you can send us the property tax receipt, with this document we can promote your property with a rental rate that is in line with the market. No residential property can be leased for more than 2% of its appraised value.

The commission that must be paid is 10% plus VAT.

You can make the payment through our website (PSE) or using the barcode at correspondent locations, Bancolombia and Davivienda banks, and ATMs.

You must send an email to info@albertoalvarez.com with the information of the contract holder, this request must be sent at least three (3) months in advance.

 

Before leasing the property, we create an inventory with photos and videos. At the end of the contract, we make a delivery document and compare it with the initial inventory. If necessary, the tenant is requested to pay for any damages caused. If damages are due to natural wear and tear, it is the responsibility of the owner to cover them.

As a tenant, you must make the rent payments in a timely manner, take care of the property, and pay the utilities on time. You have the right to receive the property on the agreed date, to enjoy the property in its entirety, to have the public services functioning properly, and to receive the property in good condition

It is important to mention that the rent is increased depending on the CPI of the previous year. In this case, for the year 2023, urban residential properties could have an increase of up to 13.12%. The owner has full autonomy to apply or not apply the increase, considering that the value cannot exceed the legal limit. If this is the case, the tenant may demand termination of the contract without being penalized.

Si, pero debes tener en cuenta que la otra parte, ya sea el propietario o el arrendatario tiene derecho a solicitar el pago de varios cánones de arrendamiento por incumplimiento del contrato y el valor a pagar debe ser acordado por las partes. También es importante estar a paz y salvo con la inmobiliaria.

Es un servicio que le ofrecemos a nuestros clientes arrendatarios cuando desean cambiar de inmueble (Inmueble administrado por Alberto Álvarez) o cuando el propietario les solicita la propiedad. El requisito es notificar la entrega al departamento de desocupaciones antes de la fecha de entrega del inmueble para iniciar el proceso y tener un buen habito de pago.

Puedes ingresar a nuestro sitio web www.albertoalvarez.com, a la opción clientes/arrendatarios, debes ingresar con tu usuario y contraseña, posteriormente, te pide diligenciar un formulario con la información del daño, luego se comunicará contigo un contratista para coordinar la visita al inmueble y realizar la revisión. También puedes enviar un correo a info@albertoalvarez.com con toda la información.

Debe responder por los daños que son por desgaste natural, es decir, un daño que no fue ocasionado por negligencia, descuido o abuso de la propiedad. Por ejemplo: humedades, tuberías, goteras en los techos, entre otros.

Los daños que sean causados por el uso o deterioro de la propiedad. El arrendatario debe velar por el buen estado del inmueble y por conservarlo en las condiciones en que lo recibió.

Como propietario, deberás entregar el inmueble en la fecha pactada, en buen estado y dar solución a las reparaciones urgentes que como propietario te correspondan y tienes derecho a recibir puntualmente el pago del canon y a recibir nuevamente el inmueble en el estado en que lo entregaste.

About Selling

The commission that must be paid for the management of the sale of the property is 3% plus VAT on the value of the property

Services provided by Alberto Álvarez Real Estate:

We conduct a comparative market analysis to advise and provide a commercial concept of the property’s value for sale.

We promote the property for free on our website (albertoalvarez.com), on social media platforms (Facebook and Instagram), and on real estate portals (Finca raíz, Metro Cuadrado, Cien Cuadras, Aprópiate); We are a member of MLS, work with colleagues, carry out outdoor advertising, and have agreements with large companies.

We offer you our 360º Video Tour; a virtual tour with a high-tech camera that allows potential buyers to explore the property even without visiting it.

We follow up with you to inform you about the property management process.

You will receive Legal and Tax Advice:

We draft the promise of purchase and sale. We review the certificates of freedom. We provide follow-up and support for credit procedures and payment methods. We send the necessary documents to sign the public deed. We take care of liquidating property taxes, obtaining clearance certificates for valuation, and obtaining a registry certificate. We follow up on the delivery of the registered deed with its respective certificates of freedom, and manage the final process in the purchase and sale transaction.

Taxes, withholding taxes, notarial fees of 50%, clearance certificates, freedom certificates, and if you have a mortgage, you must cover the cancellation fees. The expenses mentioned above depend on the value of the property

The general expenses include rent, registration, and notarial fees. If the purchase is made through a loan, the expenses will be stipulated by the bank for its formalization. Some of these expenses are divided equally with the seller, which depends on what was agreed during the negotiation

 

The Financing Law 1943 of December 28, 2018 requires that the deed transfer value must always be based on the actual value of the property.

No, we do not charge any fines for direct sales made by our clients.

  • I must have clear information about any restrictions or encumbrances that the property has. I need to be available for the advisors to schedule visits.
  • The property must be clean and tidy. I should identify humidity, painting, and wiring problems that affect the property’s appearance.
  • The property must be free of liens and mortgages at the time of the deed transfer. If you have a current mortgage or lien, at Alberto Álvarez, we have allies who can provide advice on the cancellation process

Actually, the time for the selling process is relative to each property and depends on various factors such as: the conditions of the neighborhood, the state of the property, and whether the fixed sale value corresponds to the appropriate commercial conditions. Statistics indicate that the average selling time is 6 months

I must identify the best financial institution for me, as all banks have different policies and requirements for each profile.

I must also define what my product is, whether it is a mortgage loan or a housing lease, depending on each one and the amount of credit I need. For a mortgage loan, banks lend up to 70% of the property’s value, and for a housing lease, they can lend up to 85%. It is very important to know which one is appropriate for me.

Then, I should check if I have the ability to pay, good payment habits for my financial obligations, and low debt.

After that, I submit the application, and the analysis time takes 5 to 10 business days

After checking the ability to pay, the bank will generate an approval letter for you to use the credit. This letter has a validity period depending on the bank. You should keep in mind that the bank that provides the shortest time is four (4) months, and the bank that provides the longest time in approval is 18 months.

With the approval letter and the defined property, you must start a process called legalization, which involves sending an appraiser to review that the property is indeed a guarantee for the bank and a lawyer who conducts the title search. Then:

We define our home and use the credit; to start:

  1. The bank generates a cost breakdown (Here you pay for the appraisal and title search) With the costs paid, the appraiser visits the property and checks that it has been legally constructed and is viable as collateral for the bank that is studying it. This official has an approximate time of five (5) business days to send the appraisal to the bank. Documents such as deeds, certificates of freedom, and property regulations are submitted to the bank for the lawyer to continue their work and conduct a title search, ensuring that the property has no encumbrances. For example, successions, mortgages, or any liens that prevent the sale. The lawyer has between five and ten (5-10) business days to indicate if the property is viable or not for the bank. If the property is approved, notification is given to proceed with the deed. The deed is executed at the notary, and the lawyer who conducts the title search forwards the information and summons the seller, buyer, and sends the deed for signing by the bank. Subsequently, it is entered into the registry (in Colombia, the sale of a property must be registered in the Office of Registry and Public Instruments to be valid). When the deed is entered, some tickets are sent, called registry entry tickets, and with these, the disbursement can already be made. However, there are exceptions that banks give; it is not 100% secure. The disbursement is made with the registry entry tickets, provided that the bank authorizes it. Generally, the regular process is as follows: The deed is entered into the registry, which takes approximately one (1) to one and a half months. It is then sent out of the registry, and with the first copy of the deed, the bank disburses to the seller.
  2. The first installment must be paid one (1) month after the disbursement date.”

Yes, as long as the cancellation and lifting of the mortgage are carried out before or at the same time as the public deed of sale.

About Appraisals

The commission that must be paid for the management of the property sale is 3% plus VAT on the value of the property.

o adequately determine the value of a property, a commercial appraisal must be carried out taking into account factors such as location, characteristics, age, type of construction, and state of conservation, among others. It is most appropriate to seek the advice of a professional appraiser. These factors help determine the appraisal result.

The minimum fees we handle at Alberto Álvarez are $400,000 plus tax if the commercial value of the property being appraised is less than $400,000,000. If you are our client, we offer the service for $350,000 plus tax. If the property exceeds $400,000,000, the fees correspond to 1 x $1,000 of the commercial value of the property being appraised plus tax. As our client, the rate would be 0.9 x $1,000 plus tax.

Arrendamiento y Venta

Glosario inmobiliario

Es un documento privado donde se plasman las condiciones pactadas de la negociación entre un vendedor y un comprador.

Es un instrumento notarial por el cual se deja constancia de un contrato o acto jurídico. En este caso es el contrato para el comprador y el vendedor cuando se traspasa un inmueble y lo inscribe en el registro de la propiedad.  Además, es el último trámite necesario que debes realizar cuando vas a comprar o vender una casa.

Es un inventario actualizado y clasificado de los bienes inmuebles pertenecientes al Estado y a los particulares, con el objeto de lograr su correcta identificación física, jurídica, fiscal y económica.

Es un recaudo anticipado que se le hace a determinado impuesto, ya sea bajo el concepto de impuesto de renta, ventas o de industria y comercio

Es un impuesto que se realiza sobre un bien, riqueza o propiedad que le pertenece a una persona.

Es el ingreso o utilidad que tiene una persona o empresa por la venta ocasional o esporádica de un bien que no hace parte del giro ordinario de sus negocios, o por la ocurrencia de un hecho económico excepcional como ganar la lotería o una rifa.

Es la retención de bienes como un método de seguridad para pagar deudas en las que se haya podido incurrir. Es decir, puede embargarse el bien de un sujeto o compañía para asegurar que se cumpla el pago de una obligación que haya contraído el sujeto con anterioridad y no haya pagado y existan dudas sobre la satisfacción futura de la deuda.

Es un contrato mediante el cual un deudor deja como garantía un bien (generalmente un inmueble) a quien le hace un préstamo (acreedor).

Es el préstamo que otorga un banco para la compra una propiedad; el banco queda con una hipoteca del inmueble es decir tiene el derecho de forzar la venta de dicha propiedad para liquidar la deuda en caso de que no sea cancelada según lo acordado.

Es un método de financiación que brinda el banco sobre un inmueble a manera de arrendamiento por un tiempo determinado, el banco es el dueño del inmueble, pero tienes la posibilidad de hacer opción de compra al final del contrato o si lo deseas, por un porcentaje sobre el valor inicial.

Es el análisis que se realiza para conocer la situación jurídica de un inmueble. Se verifica si los títulos de la propiedad están conforme a derecho y si sobre el mismo, hay hipotecas, gravámenes y/o limitaciones.

Es un documento en el que se hace constar ante notario público un determinado hecho o derecho que será autorizado por el. En este caso, cuando se vende una propiedad se debe hacer la escritura respectiva en la que conste el inmueble objeto de la compraventa, con su identificación, ubicación y los nombres de los que intervinieron en el negocio.

Es el préstamo que otorga un banco para la compra una propiedad; el banco queda con una hipoteca del inmueble es decir tiene el derecho de forzar la venta de dicha propiedad para liquidar la deuda en caso de que no sea cancelada según lo acordado.

Es un método de financiación que brinda el banco sobre un inmueble a manera de arrendamiento por un tiempo determinado, el banco es el dueño del inmueble, pero tienes la posibilidad de hacer opción de compra al final del contrato o si lo deseas, por un porcentaje sobre el valor inicial.

Es el análisis que se realiza para conocer la situación jurídica de un inmueble. Se verifica si los títulos de la propiedad están conforme a derecho y si sobre el mismo, hay hipotecas, gravámenes y/o limitaciones.

Es un documento en el que se hace constar ante notario público un determinado hecho o derecho que será autorizado por el. En este caso, cuando se vende una propiedad se debe hacer la escritura respectiva en la que conste el inmueble objeto de la compraventa, con su identificación, ubicación y los nombres de los que intervinieron en el negocio.

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