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Welcome to Alberto Álvarez Real Estate. I'm your virtual assistant and I'm here to help you.
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We answer all your questions
We develop commercial, residential, multifamily, healthcare, and custom-built projects.
It is a very common type of trust in which a property is transferred to a trust company so that it can manage it, develop a construction project, and transfer the completed units (apartments, offices, houses, etc.) to the beneficiaries or buyers.
The trust company plays a very important role; it is responsible for fully managing the two major stages that a construction project generally has.
They are an investment alternative that allows a person to own a percentage of a property, asset, or real estate in an easy and secure way, and thus receive investment benefits such as rental income, appreciation, among others.
Technically, trust participation units are ownership percentages in a group of assets called a Trust (hotel, shopping mall, apartment, parking space, building, etc.), which is managed by an entity known as a Trust Company.
The commission to be paid for managing the sale of the property is 3% plus VAT, based on the property's value.
To accurately determine a property’s value, a commercial appraisal must be conducted, taking into account factors such as location, features, age, type of building, and condition, among others. The most appropriate approach is to rely on the guidance of a professional appraiser. These factors help determine the final appraisal result.
The minimum fees we charge at Alberto Álvarez are: $400,000 COP plus VAT if the commercial value of the property being appraised is under $400,000,000 COP. If you are our client, we offer the service for $350,000 COP plus VAT.
If the property’s value exceeds $400,000,000 COP, the fee is 1 x $1,000 COP of the property’s commercial value, plus VAT. For our clients, the rate is 0.9 x $1,000 COP, plus VAT.
We need your basic information, such as: the owner’s name, phone number, email address, the property’s address, features of the space, and square footage. If the property is intended for residential use, you can send us the property <u>tax bill</u>; with this document, we can promote your property with a rental rate that aligns with the market. No residential property can be rented for more than 2% of its cadastral value.
The commission to be paid is 10% plus VAT.
You can make the payment through our website (PSE) or using the barcode at Banco de Bogotá, Bancolombia, ATMs, and authorized agents.
You must send an email to info@albertoalvarez.com with the information of the contract holder. This request must be sent at least three (3) months in advance.
You must send an email to info@albertoalvarez.com with the information of the contract holder. This request must be sent at least three (3) months in advance, and you must meet one of the following possible grounds:
As a tenant, you must pay the rent on time, take care of the property, and pay the utility bills promptly. You have the right to receive the property on the agreed-upon date, to fully enjoy the property, to the proper functioning of public utilities, and to receive it in good condition.
It’s important to mention that the rent amount increases depending on the CPI of the previous year. In this case, for the year 2025, properties intended for urban housing could have an increase up to 5.20%. The landlord has full autonomy to apply the increase or not, considering that the amount cannot exceed the legal cap. If this is the case, the tenant may demand termination of the contract without any penalty being imposed.
Yes, but you must keep in mind that the other party—whether the landlord or the tenant—has the right to request the payment of several monthly rent fees due to breach of contract, and the amount to be paid must be agreed upon by both parties. It is also important to be up to date with all payments owed to the real estate agency.
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You can go to our website www.albertoalvarez.com , and under the “Mi Portal” option, log in with your username and password. After that, you will be asked to fill out a form with the information about the damage. A contractor will then contact you to schedule a visit to the property and carry out the inspection.
You can also send an email to info@albertoalvarez.com with all the information.
Before renting out the property, we create an inventory with photos and videos. When the contract ends, we prepare a move-out report and compare it with the initial inventory. If necessary, the tenant is asked to take responsibility for any damages caused. If the damages are due to normal wear and tear, then the owner must be the one to cover them.
Damages caused by the use or deterioration of the property. The tenant must ensure the property remains in good condition and maintain it in the state it was received.
As the owner, you must deliver the property on the agreed date and in good condition, as well as address any urgent repairs that are your responsibility. You also have the right to receive the rent payment on time and to have the property returned to you in the same condition in which you delivered it.
You must cover damages that result from natural wear and tear, meaning any damage that was not caused by negligence, carelessness, or misuse of the property. For example: humidity issues, plumbing problems, roof leaks, among others.
The commission that must be paid for the management of the sale of the property is 3% plus VAT on the value of the property.
Services provided by Inmobiliaria Alberto Álvarez
We conduct a comparative market analysis to advise you and provide a commercial assessment of the property’s sale value.
We promote the property at no cost on our website (albertoalvarez.com), on social media (Facebook and Instagram), and on real estate portals (Finca Raíz, Metro Cuadrado, Cien Cuadras, Aprópiate). We are part of the MLS, work with partner agents, use outdoor advertising, and have agreements with major companies.
We offer our 360º Video Tour: a virtual walkthrough created with an innovative high-tech camera that allows potential buyers to explore the property without physically visiting it.
We provide follow-up updates to keep you informed about all the management carried out for your property.
You will receive Legal and Tax Advisory Services:
The time required to complete a property sale varies for each case and depends on several factors such as: the conditions of the area, the condition of the property, and whether the sale price set aligns with the appropriate market conditions.
Statistics indicate that the average selling time is 6 months.
Yes, as long as the process of canceling and releasing the mortgage is carried out before or during the same notarization of the purchase–sale deed.
I must identify which financial institution is best for me, since each bank has different policies and therefore the requirements vary depending on each profile.
I must also determine which product is right for me—whether it is a mortgage loan or residential leasing. This depends on each person and the amount of financing needed. For a mortgage loan, financial institutions lend up to 70% of the property’s value, while with residential leasing they can lend up to 85%. It is very important to know which option is the most suitable for me.
Then, I need to verify whether I have the ability to pay, good payment habits for my financial obligations, and low levels of debt.
After that, the application is submitted, and the analysis period takes 5 to 10 business days.
Income tax, withholding tax, 50% of the notary fees, clearances, freedom and title certificates, and if you have a mortgage, you must cover the cancellation costs.
The expenses mentioned above depend on the value of the property.
Income tax, registration fees, and notary fees. If the purchase is made through a loan, the expenses will be determined by the bank for its formalization.
Some of these expenses are split equally with the seller, depending on what was agreed upon during the negotiation.
Financing Law 1943 of December 28, 2018 requires that the value recorded in the deed must always reflect the real value of the property.
No, we do not apply any penalties for direct sales made by our clients.
After reviewing your payment capacity, the bank will issue the approval letter allowing you to use the loan. This letter’s validity depends on the bank. You should keep in mind that the shortest validity period offered by a bank is four (4) months, while the longest can be up to eighteen (18) months.
With the approval letter and the selected property, you must begin a process called legalization, which involves sending an appraiser to verify that the property qualifies as valid collateral for the bank, and a lawyer who will perform the title study. So:
You define the property you want and will use the loan; to begin:
The bank generates a fee settlement (at this point you pay for the appraisal and title study).
Once these payments are made, the appraiser visits the property to verify that it was legally built and that it is viable as collateral for the bank reviewing it. This professional has approximately five (5) business days to send the appraisal to the bank.
The bank also receives documents such as the deeds, freedom and tradition certificates, and the horizontal property regulations so that the lawyer can continue their work and perform the title study. The lawyer checks that the property has no encumbrances—for example, inheritance processes, mortgages, or any lien that would prevent the sale. The lawyer has between five and ten (5–10) business days to determine whether the property is viable for the bank. If the property is approved, you are notified so the deed signing process can begin.
The deed signing takes place at the notary’s office. The lawyer who performs the title study submits the information, and the notary then schedules the deed signing with the seller, the buyer, and sends the deed to the bank for their signature.
Next, the deed is submitted for registration. In Colombia, for the sale of a property to be legally valid, it must be registered at the Office of Public Instruments. When the deed is submitted, entry slips—called boletas de ingreso a registro—are issued, and with these, the disbursement can be made. However, banks may offer exceptions, so it is not 100% guaranteed.
The disbursement is made once the entry slips are issued, as long as the bank authorizes it. Generally, the regular process is as follows:
The deed is submitted for registration.
This process takes approximately one (1) month to one and a half (1.5) months.
Once it is released from registration, the bank receives the first certified copy of the registered deed and makes the disbursement to the seller.
